Lekki Investor

Good morning Investors, Welcome to Day 17 of my journey from $1 to 100 Shares. I started this journey with just $1 in my Bamboo wallet, which was about N1,500, to prove that ordinary Nigerians can start investing with small money. Today my portfolio is Transcorp 50 units and I am preparing to apply for 10 units of Dangote Refinery IPO. But today I want to pause the portfolio update and share something more important that almost made me quit last month. I almost lost N10,000 to a fake investment app I saw on Telegram. The app promised to turn my N5,000 to N15,000 in 3 days. The Telegram group had 14,000 members, many fake testimonies, and the admin was always posting Opay receipts. I was lucky, I asked a friend in my WhatsApp investment group before I paid. Today, with Dangote Refinery IPO extension to Oct 27 and many people looking for where to invest, scammers are increasing on Facebook, Telegram, WhatsApp and even TikTok. That is why today we will learn how to avoid scam investment a...

If you were rushing to buy before October 13, you now have 14 extra days. I confirmed this from the official IPO website and Punch Newspaper this morning. Dangote Refinery IPO New Closing Date According to the official offer website, the IPO which opened on September 14 will now close on Tuesday, October 27, 2026. The extension was approved by the Securities and Exchange Commission (SEC). The old deadline was October 13, 2026. Key Details of the Offer Remains Same: - Price: N525 per share - Minimum: 10 shares (N5,250) - Total Shares: 4.1 billion shares - Total Value: N2.15 trillion - Offer Period: Sept 14 - Oct 27, 2026 Why Did Dangote Extend The IPO? This is what shocked me. Aliko Dangote said in an interview at the refinery that they have already gotten 3 to 4 times the amount they wanted to raise. He said the extension is not about raising more money, but about giving more Africans a chance to own part of the refinery. The company is now working with Nairobi Securities Exchange and ...

Introduction: If you have been following my 100 Shares Challenge, you know I mostly buy bank shares. But this week, many people in my WhatsApp group asked about Transcorp. The share price moved from N4 to over N15 in 2023 and 2024, and now in 2026 many POS owners are asking, should we buy Transcorp? I spent 3 days researching Transcorp Plc for you. This is not financial advice, this is my personal research as a small investor from Lekki. What is Transcorp? Transnational Corporation Plc (Transcorp) is a big Nigerian company owned partly by Tony Elumelu. They do many businesses: 1. Transcorp Power - They own Ughelli Power Plant and Trans-Afam Power. They generate electricity for Nigeria. 2. Transcorp Hotels - They own Transcorp Hilton Abuja and Transcorp Hotel Calabar. 3. Transcorp Energy - Oil and gas business So when you buy Transcorp share, you are buying small part of power, hotel, and oil business at once. Transcorp Share Price History Let me show you the history I found: - 2020: N0...

If you are doing POS business in Nigeria, you can turn your daily small profit into big shares investment. Here is how I am doing it. Step 1: Separate Your Profit Don't mix customer money with your profit. For example, if you make N3,000 daily profit = N90,000 monthly.   50% for family and shop = N45,000   20% for emergency float = N18,000   30% for shares investment = N27,000 Step 2: Open a Shares Account Download Bamboo, Trove, or Chaka app on your phone. You can start with just N5,000. Step 3: What Shares Should POS Owners Buy? Buy what you understand:   strong Bank Shares:strong GTCO, Zenith Bank, UBA - They pay dividend every year.   strong Consumer Goods: strong  Dangote Sugar, BUA Foods, Nestle - People must eat every day.    strong ETF: strong  If you don't know what to pick, buy Stanbic ETF 30. Step 4: My Simple Rule Every Friday, I use my Week 3 and Week 4 profit to buy shares. Even 1 unit is okay. Consistency is key. strong IMPORTA...

DAY 13 of my ₦10k challenge. I started with ₦10,000 exactly 2 weeks ago. People said "₦10k too small to invest". Here's what happened. What I bought with ₦10k: 1. Access Holdings - 50 shares - @ ₦20.50 = ₦1,025 2. GTCO - 20 shares - @ ₦45 = ₦900 3. UBA - 50 shares - @ ₦35 = ₦1,750 4. Zenith Bank - 20 shares - @ ₦38 = ₦760 5. Dangote Sugar - 30 shares - @ ₦45 = ₦1,350 6. NASCON - 40 shares - @ ₦30 = ₦1,200 7. CSCS charges + cash left = ₦3,015 Total: ₦10,000 After 13 Days - Portfolio Value Today: - Access: 50 x ₦23.50 = ₦1,175 (+₦150) - GTCO: 20 x ₦52 = ₦1,040 (+₦140) - UBA: 50 x ₦39 = ₦1,950 (+₦200) - Zenith: 20 x ₦42 = ₦840 (+₦80) - Dangote Sugar: 30 x ₦48 = ₦1,440 (+₦90) - NASCON: 40 x ₦33 = ₦1,320 (+₦120) Total Value: ₦10,780 Profit: +₦780 (7.8% in 13 days) Bank would have given me: ₦3 for 13 days. This is why I invest. 3 Lessons: 1. Small money grows too. Don't wait for big money. 2. Banks moved this week because of Q1 results. 3. Dividends coming next month = free...

 Access Bank vs GTB vs UBA: Which Bank Stock Is Better in 2026? If you have 5,000 Naira to 10,000 Naira and you want to buy bank stocks in Nigeria, you will see three big names everywhere: Access Bank, GTBank, and UBA. I am Lekki Investor. I repair phones in Lekki and I invest small from my shop. I have bought all three before. Let me break it down for you in simple English. 1. Share Price Today (2026) This is how much one share costs right now: Access Bank (Access Holdings) is around 23 Naira per share. So with 5,000 Naira you can buy about 200 shares. UBA is around 40 Naira per share. With 5,000 Naira you can buy about 120 shares. GTB (Guaranty Trust Holding) is around 85 Naira per share. With 5,000 Naira you can buy about 58 shares. If you want plenty units to start, Access and UBA are cheaper to enter. 2. Dividend - Which Bank Pays You More? Banks pay you dividend every year for holding their shares. GTB is known for paying high dividend. In 2025 they paid about 6 Naira per sha...

 How Long Does It Take To Get CSCS Statement in Nigeria? You just bought your first shares on Bamboo or with a Nigerian broker and you need your CSCS statement. How long does it take? It is very fast.  Your CSCS statement is your official proof that you own shares in Nigeria. CSCS means Central Securities Clearing System. Without it, you cannot prove the shares are yours. How Long It Takes: For Bamboo, Trove, and Chaka users, it takes 24 to 48 hours after you request it from support. For traditional brokers like Meristem and CardinalStone, you can get it the same day. If it is your first time buying shares ever, it may take up to 3 working days because they need to create your CSCS account number for you. How To Get Your CSCS Statement: 1. Email your broker's support team 2. Use subject: Request for CSCS Statement and CSCS Number 3. Tell them your full name and the email you used to register 4. They will send the PDF statement to your email Keep that PDF safe. That is your rea...

<p>You know say you fit be part owner of Dangote business with as low as 5k? Here are 5 of them:</p> <h3>1. Dangote Cement (DANGCEM) - N1,066</h3> <p>The biggest cement company for Africa. Na this company make Aliko Dangote the richest man for Africa. You fit buy am for NGX.</p> <p><b>UPDATE:</b> I added video proof from Bamboo app showing live prices. Watch below.</p> <h3>2. Dangote Sugar (DANGSUGAR) - N70</h3> <p>Na the sugar wey you dey use for house everyday. Very affordable to start your investment journey.</p> <h3>3. NASCON Allied Industries (NASCON) - N188.90</h3> <p>Na Dangote salt and seasoning company. The salt for your kitchen na NASCON produce am.</p> <h3>4. Dangote Refinery - THE NEW ONE! (N525 per share)</h3> <p><b>This is the biggest opportunity now!</b></p> <p>Dangote Refinery IPO dey open now at <b>N525 per share...

Investing in the Nigerian stock market can feel confusing when you open your trading app and see red and green lines moving up and down. This simple guide will help you understand NGX stock charts even if you are a complete beginner. What is a Stock Chart? A stock chart is simply a picture that shows how a stock's price has moved over time. It tells you the story of buyers and sellers. 3 Key Things Every Beginner Must Check: 1. Candlesticks (The Red and Green Bars) Each bar is called a candlestick. Green candlestick means the price closed higher than it opened. Buyers won. Red candlestick means the price closed lower. Sellers won. A long green candle means strong buying pressure. 2. Time Frame At the top of your chart you will see 1D, 1W, 1M, 1Y. 1D = One day movement 1M = One month movement 1Y = One year movement Tip for beginners: Always start with the 1M (one month) chart to see the general trend before checking the daily chart. 3. Volume The small bars at the bottom of the char...

<p>Everyone in Lekki and Lagos is talking about Dangote Refinery shares. But is it really a good investment in 2026? Let's look at the facts without hype.</p> <h3>Why Many Nigerians Are Investing in Dangote Refinery</h3> <p>There are 3 main reasons why Dangote Refinery shares are popular right now:</p> <p><strong>1. It Solves Nigeria's Biggest Problem:</strong> Nigeria spends billions importing fuel. Dangote Refinery is now refining fuel locally. This means huge revenue for years.</p> <p><strong>2. Strong Owner:</strong> Aliko Dangote has built Dangote Cement, Sugar, and other successful companies. Investors trust his businesses.</p> <p><strong>3. Future Listing on NGX:</strong> The refinery is expected to be listed on the Nigerian Exchange. When a company lists, early investors often make good profit if price goes up.</p> <h3>The Risks You Must Know</h3> <...

<p>Do you want to buy <strong>Dangote Refinery shares</strong> but don't know how to start? Many beginners in Nigeria are confused about the process. In this simple guide, I will show you how to buy Dangote Refinery shares step by step in 2026.</p> <h3>Step 1: Open a CSCS Account</h3> <p>To own any shares in Nigeria, you need a CSCS account. This is like a bank account for your shares. Your stockbroker will open it for you for free. You just need your NIN, BVN, passport photo, and signature.</p> <h3>Step 2: Choose a Verified Stockbroker</h3> <p>Do not buy from random people on WhatsApp. Use a stockbroker licensed by the Nigerian Exchange (NGX). At Lekki Investor, we work with verified brokers who handle Dangote Refinery shares safely.</p> <h3>Step 3: Fund Your Account</h3> <p>Decide how many shares you want. For example, <strong>100 shares</strong> will cost around <strong>₦7...

<p>One question every investor asks is: <strong>How much dividend does Dangote Cement pay?</strong> If you own DANGCEM shares on NGX, here is the exact amount Dangote Cement paid in 2025 and 2026.</p> <h3>Dangote Cement Dividend in 2025</h3> <p>For the financial year ended December 31, 2024, Dangote Cement paid a final dividend of <strong>₦30 per share</strong>. This dividend had ex-dividend date of June 10, 2025 and was paid on June 23, 2025.</p> <h3>Dangote Cement Dividend in 2026 (Latest)</h3> <p>For the financial year ended December 31, 2025, shareholders approved a final dividend of <strong>₦45 per ordinary share</strong>. This is a 50% increase from the ₦30 paid the previous year.</p> <p>This latest dividend was paid from retained earnings on <strong>July 2, 2026</strong>. The total payout was ₦753.8 billion, one of the largest in NGX history.</p> <p>At cu...

 Day 5 of my 100 Shares Challenge. Everyone keeps asking me, "How much have you made so far?" The honest answer is, I have not sold any shares yet. My 100 shares are still in the market. The price moves up and down every day. Some days it is green, some days it is red. That is normal in the stock market. On Day 2, I made a mistake. I almost sold when the price dropped slightly. If I had sold that day, I would have lost about ₦3,000. What I learned from that is simple: Investing is not a get-rich-quick scheme. Patience is what pays in the long run. My plan has not changed. I will hold these 100 shares for the long term and continue to add more gradually. You can start your own journey with as little as ₦5,250 or ₦10,500. You do not need to wait until you have ₦52,500 like I did. CHAT ON WHATAPP  https://api.whatsapp.com/send?phone=2348072559202 Send a message saying "I WANT TO START SHARES" and I will show you how I started and how you can start today. No charge for ...

 From Building Houses to Building Wealth - Day 4! Remember I bought 100 Dangote Refinery Shares for ₦52,500 on Day 1? Today is Day 4 and my portfolio is showing GREEN! Current Value: ₦65,250 Profit: ₦12,750 Percentage: +24.8% in 30 days How I check my profit every morning: 1. Open Bamboo app 2. Tap Portfolio 3. See the green arrow This ₦12,750 is more than what some banks give for ₦500k savings in one year! I did not do any extra work. No cement, no client wahala. My money worked for me. Lesson: Small money can grow if you put it in the right place. Tomorrow I will show you the 3 mistakes I almost made before buying. Question: Have you checked Dangote share price today? Comment your guess. #DangoteShares #LekkiInvestor #NaijaInvesting Read Day 1, 2, 3 here: https://lekkiinvestor100shares.blogspot.com --- 🔥 WANT TO START WITH ₦5k? I started with ₦52,500 but you fit start with ₦5,250 or ₦10,500 <a href="https://api.whatsapp.com/send?phone=2348072559202" target="_blank...

 How To Buy Dangote Refinery Shares in Nigeria in 2026 With ₦5,250Full Guide Welcome back to Lekki Investor. Today is Day 3 of our 30-day challenge. The most asked question in my DM is: "How can I buy Dangote Refinery shares in 2026 with small money like ₦5,25? In this guide, I will give you the exact 2026 step-by-step process. Can You Buy Dangote Refinery Direct Shares in 2026? As of October 2026, the main Dangote Refinery company is not yet fully listed as a direct stock for retail investors. However, smart Nigerians are investing through its listed sister companies on the Nigerian Exchange (NGX). The two main ones are: 1. DANGCEM (Dangote Cement) - The biggest cement producer in Africa. 2. DANGSUGAR (Dangote Sugar) - Directly benefits from refinery operations. When the refinery makes profit, these companies grow. Buying them is the official way to tap into the Dangote story in 2026. Requirements to Start in 2026 You need only 3 things: 1. BVN 2. NIN Slip 3. Phone with Bamboo, C...

 My people, na your guy Lekki Investor. Yesterday I told you I bought 100 Dangote Refinery shares for ₦52,500. Many of you asked me for proof.  show us how you buy am." So today I go show you everything step-by-step. How much I really pay? 100 Shares x ₦525 per share = ₦52,500 Broker commission + CSCS + VAT = around ₦800 Total = ₦53,300 How I Buy Am Step-by-Step STEP 1: I opened a CSCS account. I used my stockbroker app. It took 24 hours. You need NIN and BVN. STEP 2: I funded my wallet. I transfer from my GTB to my brokerage wallet. STEP 3: I searched for DANGOTE REFINERY and clicked BUY. STEP 4: I bought 100 units at market price. My contract note entered my email after 2 hours. STEP 5: I downloaded my receipt. My Lesson: You don't need millions to start investing. I started with ₦52,500 because I live in Lekki and I see this refinery working everyday. Tomorrow for Day 3, I go show you my 10-year calculation - how this 100 shares fit turn to ₦1 Million. Follow this blog dail...

  October 2025 will be a month I never forget. With just ₦52,500 from my savings, I bought 100 units of Dangote Refinery shares. This is not motivation, this is my real journey. Why I Bought Dangote Refinery Shares 1. It's the biggest refinery in Africa located in Lekki, Lagos. 2. Nigeria spends billions importing fuel - this refinery will save that money. 3. Aliko Dangote is a proven businessman. 4. I live in Lekki and I see the refinery's impact daily. My Investment Details (Real Receipts) Number of Shares: 100 Units Amount Paid: ₦52,500 Date: October 2025 Goal: Grow to ₦1,000,000 in 10 years My 10-Year Strategy Year 1-3: Hold and reinvest any dividends. Year 4-7: Buy more shares every 3 months. Year 8-10: Target ₦1M portfolio value. I will NOT sell because price dropped. I am an investor, not a trader. What You Can Learn From Me You don't need millions to start investing. I started with ₦52,500. Start with what you have. Follow my journey here every month as I update my ...